ReStar Acquisitions is the buyer.
Send the address and get a written cash offer within 24 hours. You pick the closing date. No repairs, no cleaning, no agent commissions.
Step 1 of 5
Start with the address. A few quick questions come next, then your written offer. There is no obligation.
You’ll talk to Trevor McAmis, Owner & Acquisitions Lead
(313) 710-6129
Takes about two minutes. Or call (313) 710-6129 — we answer.
Send ReStar Acquisitions your address, review a written offer, and choose a closing date after title review. See how the purchase process works.
From our own transaction records and HUD data for Saginaw ZIP codes. Updated 2026-11-02.
Across the Saginaw properties in our records, the median time on market is 30 days. A cash sale skips that wait. There is no listing period, no showings, and no bank loan that can fall through at day 30.
That is 5 ZIP codes across Saginaw, including 48602, 48603, 48604 and 48609. Not listed? We still look at it. Michigan houses outside these ZIPs come to us regularly.
Here are 758 recorded Saginaw sales from our own database of recent sales. Every number below is what someone actually paid. It is not an estimate, and it is not our opinion of your house.
A quarter of Saginaw sales came in under $113,000 and a quarter over $240,000. That gap, not the median, is what a walkthrough is for.
| Home size | Median sale price | Sales |
|---|---|---|
| 2-bedroom | $101,250 | 114 |
| 3-bedroom | $179,900 | 452 |
| 4-bedroom | $235,000 | 160 |
Recorded sales in our own database of recent sales for these ZIP codes. Sale prices reflect what buyers paid for homes in their condition at the time, so they are not an appraisal of your house and not an offer.
We price by ZIP, not by city. Here is what each one looks like in our data:
| ZIP | Median sale | Per sq ft | Sales | HUD 3BR rent |
|---|---|---|---|---|
| 48602 | $102,000 | $77 | 273 | — |
| 48603 | $234,900 | $125 | 199 | — |
| 48604 | $143,500 | $106 | 66 | — |
| 48609 | $229,000 | $133 | 91 | — |
| 48638 | $230,000 | $112 | 129 | — |
Look at the gap between 48603 ($234,900) and 48602 ($102,000). Same city, roughly 130% apart. Anyone quoting you a citywide price per square foot is not looking at your block.
Sale figures are medians of recorded sales in our own database of recent sales. Rent is HUD Fair Market Rent for that ZIP. A dash means we do not hold enough data for that ZIP to publish a number we would stand behind.
Figures for the whole market in every Saginaw ZIP code we buy in, from the ReStar housing database · August 2026. These are not our numbers. They cover every sale in the ZIP, not just ours.
A house listed in Saginaw is taking a median of 16 days to go under contract, 4 days longer than a year ago. That is only the wait until it goes under contract. A buyer with a bank loan then needs another 30 to 45 days to close, if the loan holds.
Values across these ZIP codes are up 4.1% over the year. If the house is ready to list and you have time, that is a reason to list it. We would rather tell you that than have you regret selling to us.
Median rent of $1,166 against a median sale price of $197,914 means a year of rent comes to about 7.1% of the price. That is the honest reason we can pay cash in Saginaw: many of these houses work as rentals for us, so we do not depend on reselling quickly.
| ZIP | Median sale | Per sq ft | Days on market | Listed now | Median rent |
|---|---|---|---|---|---|
| 48602 | $90,911 | $75 | 31 days | 126 | $1,073 |
| 48603 | $226,902 | $130 | 10 days | 62 | $1,132 |
| 48604 | $139,839 | $118 | 16 days | 35 | $1,670 |
| 48609 | $197,914 | $137 | 20 days | 21 | — |
| 48638 | $209,909 | $113 | 11 days | 29 | $1,200 |
Source: ReStar (restar.io) housing database, built from public records and MLS-derived feeds. A dash means that ZIP has no published figure for that measure this month.
Comparing a market with its county shows which buyers can afford it and how long they take to decide. Here is Saginaw County next to the Saginaw ZIP codes.
| Saginaw County | Saginaw ZIPs | |
|---|---|---|
| Median sale price | $186,084 | $197,914 |
| Price per sq ft | $112 | $118 |
| Days on market | 27 days | 16 days |
| Median rent | $1,055/mo | $1,166/mo |
| Median household income | $60,622 | — |
The Saginaw ZIP codes we buy in run +6% above the Saginaw County median of $186,084. That gap is why a countywide price per square foot will not price your house well, and it is why we work out our offers by ZIP.
Time on market differs too: a median of 16 days in the Saginaw ZIP codes against 27 days across Saginaw County.
County-wide, the median sale price is -6.9% against a year ago.
County figures from the ReStar housing database; the Saginaw column is the median across the ZIP codes listed above. Income is the most recent Census estimate.
Saginaw is the fastest market in our entire footprint. Listings go under contract in a median of sixteen days, values are up about 5% over the year, and there are only around thirty homes on the market at a time across these five ZIP codes.
We should be honest about what that means: if your Saginaw house is in reasonable condition, you do not need us. Sixteen days is not a marketing problem. Put it on the MLS.
Where we are useful is the other half of this market. Our own sales database here holds 758 recorded sales with a median around $179,000 and a lower quartile of $113,000, and the typical house we buy was built in 1957. That lower quartile is the part of Saginaw that does not sell in sixteen days: vacant houses, fire and water damage, estates that have sat, and rentals that have been through more tenants than repairs.
Michigan's winter vacancy risk is the thing to act on rather than think about. A house sitting empty with the heat off through one heating season is how most of the damage we see in this region happens, and it turns a fixable property into a cash-only one.
Every fair cash offer comes down to the same four lines. Here they are, run on the median Saginaw sale price, so you can see how it works before anyone calls you.
| What the house would sell for once repaired | $179,000 |
| − Repairs to get it there | −$21,500 |
| − Holding, closing and resale costs | −$18,000 |
| − The buyer's margin | −$21,500 |
| = Illustrative cash offer | $118,000 |
This is an illustration, not an offer on your house. Your repair number is the line that moves most. A house that only needs paint and finishes lands well above this. One with structural work or worn out systems lands below. Ask any buyer to show you their four lines.
If your house is in good condition, this same math may tell you to list it instead. If it does, we will say so. See how the offer is built, line by line, including where that line falls.
For statewide sale steps and legal considerations, read our Michigan seller information.
Compare your written offer with the likely proceeds from listing. Review the costs and tradeoffs before choosing a buyer.
We buy across Michigan, not just Saginaw. Each of these has its own sale prices, ZIP breakdown and rent data published the same way:
Our Saginaw records cover 48602, 48603, 48604, 48609, 48638. Send ReStar Acquisitions the property address to confirm coverage and request an offer.
The median time on market in our Saginaw records is 30 days. That is a market reference, not a promised closing date for your house.
Request a written offer for your Saginaw property.
Also see other Michigan markets we buy in, how the offer is calculated, and the situations we help with.
Step 1 of 5
A few quick questions come next, then your written offer. There is no obligation.
You’ll talk to Trevor McAmis, Owner & Acquisitions Lead
(313) 710-6129
Takes about two minutes. Or call (313) 710-6129 — we answer.
