We buy houses for cash in Arizona

Arizona markets we buy in

Days on market are medians from our own Arizona deal records; rents are HUD Fair Market Rent for those ZIP codes. Updated 2026-10-12.

Arizona, by the numbers

Phoenix is our Arizona market, covering 14 ZIP codes across 30 properties we have reviewed. We hold fewer recorded sales here than in our older markets, so rather than publish a median we would not stand behind, we price these individually — send the address and you get the comps we used along with the number.

Why we pay cash in Arizona

We buy, hold and resell these properties ourselves — we are the buyer named on the contract. Our offer is based on what the property is worth to us after repairs — and it means we can close without a lender. Read how the offer is calculated before you talk to anyone.

What Arizona law requires when you sell

Every row below is a statute rather than our opinion, and each one links to the primary source so you can check it yourself. These are also the items that most often delay a closing in Arizona.

Disclosure

Arizona has no general statutory disclosure form for an existing home, but the industry-standard Seller Property Disclosure Statement is used on nearly every transaction, and an Affidavit of Disclosure is required by statute on unsubdivided land of five or fewer parcels in an unincorporated area.

Transfer tax

A $2 affidavit fee is charged at recording. That is the whole of it.

Who closes the file

Arizona closings run through an escrow agent at a title company. No attorney is required.

Tax on the gain

Arizona income tax applies to gain above the federal exclusion at a flat 2.5%. Federally, the primary-residence exclusion shelters up to $250,000 of gain if you are single and $500,000 if you are married filing jointly, provided you owned and lived in the house for two of the last five years — see IRS Topic 701. An inherited property takes a stepped-up basis at the date of death, which usually means little or no taxable gain if you sell soon after.

General information about Arizona practice, current as of 2026-10-12. It is not legal or tax advice, and rates set at county or municipal level vary within the state. Your closing agent, attorney or CPA is the authority on your file.

What it costs to sell a house in Arizona

Selling on the open market in Arizona costs roughly 7.5–9.5% of the sale price before your mortgage payoff comes out. Each city page above runs the same table in dollars against that market's own median sale price.

Net proceeds = sale price − mortgage payoff − closing costs − commissions − repairs and concessions

Customary rates, not a quote. Commission is negotiable, and county and municipal add-ons vary within Arizona. See cash offer versus listing and what seller closing costs cover.

Common questions from Arizona sellers

What is the transfer tax when I sell a house in Arizona?

There is not one. None — Arizona prohibits real estate transfer taxes. A $2 affidavit fee is charged at recording. That is the whole of it.

Do I need an attorney to close in Arizona?

No. Arizona closings run through an escrow agent at a title company. No attorney is required.

What do I have to disclose when selling a house in Arizona?

Arizona has no general statutory disclosure form for an existing home, but the industry-standard Seller Property Disclosure Statement is used on nearly every transaction, and an Affidavit of Disclosure is required by statute on unsubdivided land of five or fewer parcels in an unincorporated area. The citation is A.R.S. § 33-422. Selling as-is does not remove the obligation — it changes who pays for the repair, not whether you have to mention it.

How much does it cost to sell a house in Phoenix?

Between about 7.5% and 9.5% of the sale price on the listing route: roughly 5.5% in agent commission, $1,500 to $2,500 in title and settlement fees, about 1% in buyer concessions and 1% or more in pre-listing repairs. A cash sale to us carries none of it.

What percentage of my home's value will a cash buyer offer?

There is no fixed percentage, and any buyer quoting one before seeing the property is guessing. The offer is after-repair value, minus repairs, minus holding and resale costs, minus the buyer's margin. Repairs is the line that moves most: a house needing only cosmetics lands far higher than one needing a roof and mechanicals. Ask any buyer to walk you through all four lines on your specific property.

Can I sell if I owe more than the house is worth?

Sometimes, through a short sale, but that needs your lender's written approval and takes months rather than days. We will tell you on the first call if that is what you are looking at, rather than let you find out two weeks in.

Can I really sell my house as-is?

Yes. We buy in any condition — no repairs, no cleaning, no staging — and you can leave behind anything you do not want. As-is changes who pays for the work, not what you are required to disclose about it.

What does a 'cash offer' actually mean?

That the purchase is funded without a mortgage, so there is no lender, no appraisal and no financing contingency. That is the whole of the advantage: financing falling through is the most common reason a residential sale collapses, and it cannot happen on a cash purchase.

How do I know your offer is fair?

Check it against the recorded sales published on this page and against the four-line calculation above it. We show you the comps the number came from. If listing would net you more, we will say so — that conversation is faster for both of us than the alternative.

What fees or commissions will I pay?

None. There is no agent commission, no listing fee, and we cover standard closing costs. The number on the offer is what you net, minus any existing mortgage payoff or liens.

Am I obligated to accept the offer?

No. The offer is written, free, and yours to walk away from. We would rather you compare it against a listing than feel pushed into it.