The El Paso market, by the numbers
From our own transaction records and HUD data for El Paso ZIP codes.
Updated 2026-09-18.
El Paso · TX
4 bed / 2 bathTypical home we buy
1,694 sq ftMedian size
2021Median year built
2ZIP codes we buy in
The typical El Paso home we look at was built in 2021, which means roof age, original electrical, and HVAC are the items that most often blow up a retail contract after inspection. We buy those as-is and price the repairs into the offer instead of asking you to make them.
If you owe close to value, a sale may not be the answer
We will tell you that on the first call rather than let you spend two weeks discovering it.
Builder inventory sets your ceiling
Where the builder is still selling phases, their incentives cap what any resale can command — including ours.
ZIP codes we buy in around El Paso
7992879938
That is 2 ZIP codes across El Paso — including 79928, 79938. Not listed? We still look at it — Texas deals outside these ZIPs come through regularly.
What the El Paso market is doing right now
Whole-market figures for every El Paso ZIP code we buy in, from the Restar
housing database · August 2026. These are not our numbers — they cover every sale in the ZIP, not
just ours.
El Paso · TX · live market
$294,572Median sale price · +6.4% yr/yr
73 daysDays on market · +7.0 days yr/yr
$165Price per sq ft
632Homes listed for sale · -23.8% yr/yr
$1,783/moMedian rent
1.00Sale-to-list ratio
A house listed in El Paso is currently taking a median of 73 days to go under contract, 7 days longer than a year ago, and that is only the clock until it goes under contract — a financed buyer then needs another 30 to 45 days to close, assuming their loan holds.
Median rent of $1,783 against a median sale price of $294,572 is a gross yield near 7.3%. That is the honest reason we can pay cash in El Paso: many of these houses work as rentals for us, so we are not dependent on reselling quickly.
Source: Restar (restar.io) housing database,
built from public records and MLS-derived feeds. A dash means that ZIP has no published figure for
that measure this month.
El Paso inside El Paso County
Where a market sits relative to its county tells you which buyers can afford it and how
long they take to commit. Here is El Paso County against the El Paso ZIP codes specifically.
The El Paso ZIP codes we buy in run +6% above the El Paso County median of $279,066. That gap is the reason a countywide price per square foot is useless for pricing your house, and it is why our offers are underwritten by ZIP.
Time on market differs too: a median of 73 days in the El Paso ZIP codes against 49 days across El Paso County.
County-wide, the median sale price is +3.4% against a year ago.
County figures from the Restar housing database; the El Paso column is the
median across the ZIP codes listed above. Income is the most recent Census estimate.
What we actually buy in El Paso
Our El Paso footprint is two far-east ZIP codes, 79928 and 79938, and they are not representative of the city. The typical house we look at was built in 2021 and runs about 1,700 square feet - this is the new-build corridor out toward Horizon City, not the central city stock.
Between them these two ZIP codes hold over 600 active listings, though that is down nearly 24% from a year ago. Values are up about 1%, and time on market has stretched by a week to a median of 73 days. The competition here is other nearly-identical houses, and often the builder still selling the next phase.
On a three-year-old house in good order, our offer will not be the best number available to you and we will say so. The retail buyer pool for these homes exists, it just takes seventy-plus days to work through.
The El Paso files that do make sense for a cash sale are almost all timeline files: a military or employer relocation with a report date, an out-of-state owner carrying a vacant house, or a sale that has already fallen through once on financing. A firm closing date is the product in those cases.
What it costs to sell a house in El Paso
We do not yet publish a recorded-sales median for El Paso, so this is expressed as
rates rather than dollars — we would rather show you a true percentage than a made-up
price. Multiply by whatever your house is worth.
How to work out your net proceeds in El Paso
Net proceeds = sale price − mortgage payoff − closing costs
− commissions − repairs and concessions
On a Texas listing that is roughly 7.5 to 9.5 per cent of the
price gone before the payoff comes out. A cash offer starts below retail but carries none of
those five deductions, which is why the two routes land closer together than the headline
numbers suggest.
Customary rates, not a quote on your property. Commission is
negotiable, and county and municipal add-ons vary within Texas. See
the full cash offer versus listing
comparison.
How a closing actually works in Texas
Texas closings run through a title company, and the state has no income tax but comparatively high property tax, so prorations at closing are a bigger line than sellers expect. Note that we do not currently text into Texas — see the note in our SMS Terms.
On our side the sequence is the same every time: title search, payoff figures ordered on
any existing mortgage, liens and municipal balances identified, then funds and deed recorded.
Nothing about a cash sale skips title work — what it skips is the lender, the appraisal
and the financing contingency, which is where most retail contracts on El Paso houses
actually die.
General information about how these transactions typically proceed, not
legal or tax advice. Your closing agent or attorney is the authority on your specific file.
What Texas law requires when you sell
Every row below is a statute rather than our opinion, and each one links to the primary
source so you can check it yourself. These are also the items that most often delay a closing
in El Paso.
Disclosure
Texas requires a written Seller's Disclosure Notice on most sales of a single dwelling unit, delivered on or before the effective date of the contract. Estates, foreclosures and transfers between co-owners are exempt.
Transfer tax
Texas also has no state income tax. The cost that does bite here is property tax proration, because the rates are among the highest in the country.
Who closes the file
Texas closings are conducted by a title company and no attorney is required. The title company runs the search, issues the policy and disburses funds.
Tax on the gain
Texas has no state income tax, so only federal capital gains rules apply. Federally, the primary-residence exclusion shelters up to $250,000 of
gain if you are single and $500,000 if you are married filing jointly, provided you owned and
lived in the house for two of the last five years — see
IRS Topic 701. An
inherited property takes a stepped-up basis at the date of death, which usually means little
or no taxable gain if you sell soon after.
General information about Texas practice, current as of
2026-09-18. It is not legal or tax advice, and rates set at county or municipal level vary
within the state. Your closing agent, attorney or CPA is the authority on your file.
Our offer versus listing it in El Paso
Listing timelines are typical rather than measured; commission is the customary 6% and varies by agreement.
Three days to change your mind
If you accept an offer, you have three days after signing to walk away for any reason
at all, with nothing owed and no explanation needed. We would rather lose a deal than
have someone feel cornered into one.
Sometimes you should not sell to us
If the house is in good shape and you are not in a hurry, listing it will almost
always net you more than we can offer. That is not us being modest — we buy at a
discount because we take on the repairs, the carrying costs and the risk.
We will tell you when that is your situation. It is a faster conversation for both of
us than pretending otherwise.
Why El Paso sellers call us
Most people who reach out are not shopping for the highest number — they are solving
something with a deadline attached. These pages cover what changes in each case:
A sale date does not have to mean a foreclosure on your record.
We buy through probate and can wait for the letters.
A clean date and a clean split of the proceeds.
Occupied is fine. You do not have to remove anyone first.
These get paid out of the proceeds at closing.
Fire, water, structural — we price it, you do not repair it.
Who you will be dealing with
Trevor McAmis
Owner & Acquisitions Lead, Restar Acquisitions. (313) 710-6129 · More about us
Every offer on this site is underwritten by a person, not a form. If the
numbers do not work for you, say so and I will tell you what would.
Other Texas markets we buy in
We buy across Texas, not just El Paso. Each of these has its own sale prices, ZIP breakdown and rent data published the same way:
Common questions from El Paso sellers
- Is there an HOA problem?
- Rarely. Dues and any violations are settled at closing from the proceeds.
- My house is only a few years old. Why would I sell to a cash buyer?
- Usually you should not — a newer home in good condition belongs on the open market. The exception is a deadline, a divorce, or a relocation where certainty beats the last few percent.
- What is the transfer tax when I sell a house in Texas?
- There is not one. None — Texas levies no real estate transfer tax. Texas also has no state income tax. The cost that does bite here is property tax proration, because the rates are among the highest in the country.
- Do I need an attorney to close in Texas?
- No. Texas closings are conducted by a title company and no attorney is required. The title company runs the search, issues the policy and disburses funds.
- What do I have to disclose when selling a house in Texas?
- Texas requires a written Seller's Disclosure Notice on most sales of a single dwelling unit, delivered on or before the effective date of the contract. Estates, foreclosures and transfers between co-owners are exempt. The citation is Tex. Prop. Code § 5.008. Selling as-is does not remove the obligation — it changes who pays for the repair, not whether you have to mention it.
- How much does it cost to sell a house in El Paso?
- Between about 7.5% and 9.5% of the sale price on the listing route: roughly 5.5% in agent commission, $1,500 to $2,500 in title and settlement fees, about 1% in buyer concessions and 1% or more in pre-listing repairs. A cash sale to us carries none of it.
- What percentage of my home's value will a cash buyer offer?
- There is no fixed percentage, and any buyer quoting one before seeing the property is guessing. The offer is after-repair value, minus repairs, minus holding and resale costs, minus the buyer's margin. Repairs is the line that moves most: a house needing only cosmetics lands far higher than one needing a roof and mechanicals. Ask any buyer to walk you through all four lines on your specific property.
- Can I sell if I owe more than the house is worth?
- Sometimes, through a short sale, but that needs your lender's written approval and takes months rather than days. We will tell you on the first call if that is what you are looking at, rather than let you find out two weeks in.
- Can I really sell my house as-is?
- Yes. We buy in any condition — no repairs, no cleaning, no staging — and you can leave behind anything you do not want. As-is changes who pays for the work, not what you are required to disclose about it.
- What does a 'cash offer' actually mean?
- That the purchase is funded without a mortgage, so there is no lender, no appraisal and no financing contingency. That is the whole of the advantage: financing falling through is the most common reason a residential sale collapses, and it cannot happen on a cash purchase.
- How do I know your offer is fair?
- Check it against the recorded sales published on this page and against the four-line calculation above it. We show you the comps the number came from. If listing would net you more, we will say so — that conversation is faster for both of us than the alternative.
- What fees or commissions will I pay?
- None. There is no agent commission, no listing fee, and we cover standard closing costs. The number on the offer is what you net, minus any existing mortgage payoff or liens.
- Am I obligated to accept the offer?
- No. The offer is written, free, and yours to walk away from. We would rather you compare it against a listing than feel pushed into it.
- Written offer within 24 hours
- Any condition — no repairs, no cleaning
- No commissions; we cover standard closing costs
- You pick the closing date
Get my cash offer →
Takes about two minutes. Or call
(313) 710-6129 — we answer.
