Will you buy a house with fire damage?

Yes, including structural fire damage. We work out what it takes to bring it back and price from there. You do not need to tear anything down, clean, or make it safe first.

Should I settle my insurance claim first?

Not always. Sometimes it is simpler to settle first, and sometimes it is better handled as part of the sale. Tell us where the claim stands and we will lay out both.

Will mold stop you from buying?

No. Mold, water damage and the cleanup that follows are routine for us. They are exactly what stops a buyer who needs a mortgage.

Sell a Fire, Water or Storm Damaged House

A house with fire, water or storm damage, sold as it is.

A modest home with a storm-damaged roof secured by a tarp

A bank will not lend on a house with an active roof leak, fire damage or systems that have failed, and that rules out most buyers. That is exactly the condition we buy in. If you have an open insurance claim, tell us. It changes who keeps the insurance money, and we will explain the options before you sign anything.

Step 1 of 5

Get your written cash offer

Start with the address. A few quick questions come next, then your written offer. There is no obligation.

1Address
2A few quick taps
3Written offer

You’ll talk to Trevor McAmis, Owner & Acquisitions Lead
(313) 710-6129

Written offer within 24 hours
Any condition — no repairs, no cleaning
No commissions; we cover standard closing costs
You pick the closing date

Takes about two minutes. Or call (313) 710-6129 — we answer.

Damage that an insurer will not fully cover

Fire, water, storm and structural damage tend to follow a pattern. The claim covers part of it. The estimate for the rest is more than the house is worth to you. Meanwhile nobody can live in it, and you are still paying to carry it. We buy houses in that state. You do not need to finish repairs, collect competing contractor bids, or settle the claim before selling.

Insurance money is part of the offer conversation

If the insurer has already paid you, or you expect a payment, we work that out in the offer. Sometimes you keep it and the price reflects that. Sometimes the claim goes with the sale. Either way it should be a clear line in the conversation, not a surprise at closing. Tell us where the claim stands when you first get in touch.

What happens to an empty, damaged house

A damaged house that sits empty tends to get worse. A vacancy clause can void coverage, one heating season can burst supply lines, and copper theft happens. The value we can offer generally goes down the longer it sits.

What to have ready

What caused the damage and roughly when
Whether a claim was filed, and its status
Any contractor estimates you have
Whether the property is currently occupied

We are a cash buyer, not attorneys or accountants. Nothing here is legal or tax advice. For the legal side of a sale, talk with your attorney too.

Questions people ask about this

Will you buy a house with fire damage?: Yes, including structural fire damage. We work out what it takes to bring it back and price from there. You do not need to tear anything down, clean, or make it safe first.
Should I settle my insurance claim first?: Not always. Sometimes it is simpler to settle first, and sometimes it is better handled as part of the sale. Tell us where the claim stands and we will lay out both.
Will mold stop you from buying?: No. Mold, water damage and the cleanup that follows are routine for us. They are exactly what stops a buyer who needs a mortgage.

Who you will be dealing with

Trevor McAmis

Owner & Acquisitions Lead, ReStar Acquisitions. (313) 710-6129 · More about us

Every offer on this site is underwritten by a person, not a form. If the numbers do not work for you, say so and I will tell you what would.

Everything else works the same way

The three steps, how a cash offer compares with listing, the three day right to cancel and the four lines of math behind the number are on how it works, so we do not repeat them here. This page covers only what is different in this situation.

Keep reading

See other situations we help with, or find your local market. Every market page shows its own sale prices, ZIP breakdown and rent data.

Want a written number on the house?

Send the address and we will come back within a day with a written number and how we got there. If listing would net you more, we will tell you that instead.

Step 1 of 5

Get your cash offer

No obligation, no fees, no repairs. We respond the same day.

1Address
2A few quick taps
3Written offer

You’ll talk to Trevor McAmis, Owner & Acquisitions Lead
(313) 710-6129

Takes about two minutes. Or call (313) 710-6129 — we answer.